Whole Life Insurance: Part of a Balanced Portfolio

Did you know that life insurance may offer the potential to improve returns and reduce risk as part of a balanced portfolio? If you have excess funds not needed in retirement, “participating whole life insurance,” known as a “par policy” can provide a compelling case to achieve exposure to certain fixed income products in today’s low-yield environment.
In general, a par policy requires the policy owner to deposit premiums, either for a set duration or for life, funded with after-tax […]

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