Are You a Do-It-Yourself-er?

If you consider yourself a “do-it-yourself-er,” and you like to use mutual funds, you are most likely paying higher fees than you should be.
Most mutual funds that are used in discount brokerages are set up to pay approximately a 1% annual servicing commission to an advisor. If there is no advice being provided or an advisor attached to the account, why would you pay an extra 1% annually for nothing? The disturbing part relates to the number of no […]

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Take Care to Manage Your “Digital Footprint”

The Facebook data breach this past spring highlighted how significantly the internet impacts our lives. Years ago, it would have been absurd to consider that a social media application, once created as an online gathering place for university students, would end up under U.S. congressional scrutiny. Would you have thought that by answering a seemingly innocuous quiz, your information could potentially be used to meddle in a national election?
With Canadians now spending, on average, over 24 hours per week […]

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Informed Investors Avoid Fraud

Every now and then we read about an unscrupulous so-called investment advisor who has managed to fleece some innocent unsuspecting investors. Most of these cases look and feel the same. Normally guaranteed returns are offered well above markets rates, and the investments are normally deposited into corporations that no one has ever heard of. There is good news and bad news here. The bad news is that the industry and regulators can only do so much to prevent these […]

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